Defensive Driving Courses: Minimize the high cost of insurance associated with high risk drivers

At Morrell, we want to help you save on insurance and increase your awareness of safe driving practices for your loved ones. Did you know that, while young drivers only represent 13% of all licensed drivers, they cause 28% of all traffic accidents and 24% of all fatal crashes? A defensive driving course can help raise awareness on the #1 cause of death for drivers ages 15-24 and explore ways to adopt life-saving skills to improve driving behavior for personal, legal and financial benefits. The highly effective six-hour course addresses the reasons why drivers ages 15-24 often underestimate risks, the effects of inexperience, peer pressure and distraction (cell phones, texting, MP3 players), state and local driving laws and communication for assertiveness. Young drivers will learn to employ strategies that will keep them safe on the road, while lowering the premium on their auto insurance policy. Upon completion of the defensive driving course, students are entitled to a 10% insurance discount and a reduction of up to 4 points on their driving record. According to a 2010 study by Florida’s Dept. of Highway Safety and Motor Vehicles, graduates from a teen defensive driving school had cumulative crash rates 77% lower than the general 15 to 19 year old population. A small investment in teen driver education will not only help you reduce your auto insurance costs, but also increase your teen’s confidence behind the wheel and understanding of the skills that could potentially help him/her to avoid an accident. Call one of our dedicated team members at Wm. Morrell Insurance for additional information at (914) 949-0904.

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