Agreement to Terms
By accessing or using the Wm. E. Morrell, Inc. (“Morrell Insurance”) website, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our website.
Use of Website
This website is provided for informational purposes only. The content on this site is not intended to be a substitute for professional insurance advice. You should consult with a licensed insurance agent before making any insurance decisions.
You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use of the website.
Information Accuracy
While we strive to keep the information on our website accurate and up to date, Morrell Insurance makes no warranties or representations about the accuracy, reliability, or completeness of any information on this site. Insurance products, coverage options, and pricing are subject to change without notice and may vary based on individual circumstances and carrier guidelines.
No Insurance Contract
Nothing on this website constitutes an offer or contract for insurance. Insurance coverage is only bound when confirmed in writing by an authorized representative of Morrell Insurance and the applicable insurance carrier. Quote requests submitted through this website do not guarantee coverage or pricing.
Privacy
Your use of this website is also governed by our Privacy Policy. By using our website, you consent to the collection and use of information as described in our Privacy Policy.
Third-Party Links
Our website may contain links to third-party websites for your convenience. Morrell Insurance does not endorse or control these external sites and is not responsible for their content, privacy practices, or availability.
Intellectual Property
All content on this website, including text, images, logos, and graphics, is the property of Morrell Insurance or its content suppliers and is protected by copyright and trademark laws. You may not reproduce, distribute, or use any content from this site without prior written permission.
Limitation of Liability
To the fullest extent permitted by law, Morrell Insurance shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or any information contained herein. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses.
Indemnification
You agree to indemnify and hold harmless Morrell Insurance, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of this website or violation of these Terms of Service.
Changes to Terms
Morrell Insurance reserves the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this website. Your continued use of the website after any changes constitutes acceptance of the revised terms.
Governing Law
These Terms of Service are governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising from these terms shall be resolved in the courts of Westchester County, New York.
Contact Information
If you have any questions about these Terms of Service, please contact us:
Wm. E. Morrell, Inc.
Phone: 1-800-942-0904
Email: info@morrellinsurance.com
Last Updated: December 2025