Protect Yourself with One-Day Event Insurance

Spring will be here before you know it, and, with it the season of christenings, communions, graduations and weddings. Unfortunately, even on a day of celebration, one must consider if s/he has adequate coverage against potential liabilities. As the host or hostess, we know how stressful it can be to plan an event or gathering, so don’t let the potential risk of being at fault for an accident or injury on your special day ruin your celebration. At Morrell, we offer a variety of one-day event insurance to meet your party planning needs.

The cost of being held liable for property damage or bodily injury that occurs at your event, or for an alcohol related incident, could end up being quite significant in comparison to the expense of hosting the event itself. For this reason, it is extremely important to protect your risk with event liability insurance. Often, venues will request that you provide proof of event insurance, sometimes listing them as an “additional insured” on your event liability policy, before they will agree to hold your event.

With Special Event Liability Insurance, you can obtain coverage for bodily injury and property damage liability, host liquor liability and even for an endorsement should you need to cancel the event. If you must cancel or postpone your celebration, event insurance will often cover all the funds lost in deposits for venues and services. It may also cover theft or damages to equipment or property, such as video and photography equipment, venue furnishings and even formal attire. If you find yourself overwhelmed with preparing for the event, do not worry, you can purchase liability insurance up to the day before your event. Give us a call today to find out how you can protect yourself from liabilities during your special day.

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